Canadian law has a plan for your estate. It isn't the Islamic one.
If you pass away without an Islamic will, Ontario's default rules decide who inherits, and they don't follow Islamic inheritance law. Your will can make both work together.
Same family. Two very different outcomes.
A husband leaves a $600,000 estate to his wife, two sons, one daughter and both of his parents. Islamic inheritance applies only if a valid Islamic will directs the estate that way. Without one, Ontario's default rules follow a completely different logic.
Ontario's default rules
- Wife$433,333
- Son × 2$55,556 each
- Daughter$55,556
- Father$0
- Mother$0
The wife takes the first $350,000 plus a third of the rest. The children share the remaining two thirds equally. Parents receive nothing.
Islamic inheritance
- Wife$75,000
- Son × 2$130,000 each
- Daughter$65,000
- Father$100,000
- Mother$100,000
Shares set by the Qur'an, after debts are settled and any bequest of up to one third is paid.
His parents: $200,000 under Islamic inheritance, $0 under Ontario's default rules. A third of the estate goes to a completely different place, for the exact same family.
Illustrative example: $600,000 estate, no debts or bequests, death on or after March 1, 2021 (Ontario spousal preferential share of $350,000). Every family is different.
The part a will alone doesn't solve
Even with a will, your executor still has to find and list everything you own before probate. If an asset turns up after probate is granted, Ontario requires an amended estate filing and possibly more Estate Administration Tax, and if it becomes contested, legal costs to redo the accounting can run from a few thousand dollars to well over ten thousand. A living, always current record of what you own, kept in your Vault instead of written once and left to go stale, closes that gap.
Based on published Ontario Estate Administration Tax rules and typical estate legal fees. Not a quote for any specific estate.Islam and Canadian law can work together.
A properly prepared Islamic will is recognized under Ontario law when it is signed and witnessed correctly. It lets you decide, in a way the courts will follow:
Islamic inheritance shares
Your estate divided according to the Qur'anic shares for your family.
Debts settled first
What you owe is recorded and paid before anything is distributed.
Guardianship
You name who raises your minor children, so the decision is not left to a court.
Sadaqah Jariyah
A charitable bequest of up to one third, continuing your good deeds after you.
“It is not permissible for any Muslim who has something to bequeath to sleep two nights without having his last will and testament written and kept ready with him.”
The Prophet ﷺ — Sahih al-Bukhari, Sahih MuslimA will is a trust and a mercy.
Your Islamic Will, always up to date.
Most wills are out of date within a few years. Yours refers to appendices kept in your private Vault: your debts, assets and documents. Update them anytime, with no redrafting and no extra cost.
The Will: your decisions
- Islamic inheritance shares calculated for your family
- Executor and guardians for minor children
- Charitable bequest of up to one third
- Prepared for Ontario signing and witnessing
The Vault: the details that change
- Debts and money owed to you, kept current
- Accounts, property and where to find them
- Important documents in one secure place
- Released only after official verification
Everything your family will need
Stored privately. Released at the right moment.
My Debts
Record who you owe and how much. Your executor receives it with the documents attached, so every debt is settled and your account with Allah is clear.
My Assets
Bank accounts, property, safety deposit boxes, business records, physical keys. Your family knows where everything is.
My Documents
Insurance, ID, property papers, contracts. One secure place, released to the right people at the right time.
My Messages
A letter, a voice note, or a video for the people who matter most. Delivered only when the time comes.
And if you can't speak for yourself?
A serious accident or a medical emergency. If you could not communicate, would someone know what you want?
Who makes medical decisions for you? Who manages your finances while you recover?
Your Vault also holds your incapacity instructions: your decision-makers, your wishes, and private guidance for the people who may need to act on your behalf.
Planning for life matters as much as planning for death.
Built with scholars.
Prepared for Ontario law.
Islamic principles
- Will structure built with qualified Islamic scholars
- Designed to reflect Islamic inheritance principles
- Charitable bequests within the one-third limit
- Debts settled before distribution
Ontario legal requirements
- Designed to be legally valid under Ontario law when properly signed and witnessed
- Lawyer-reviewed document structure
- Optional digital attestation over Zoom with a paralegal
Muslim Will is not a law firm. It is a guided Islamic estate planning service built with qualified scholars and legal professionals. For complex estates, we recommend additional legal counsel.
Where We've Been,
Where We're Going.
Meet the Muslim Will team in person at a masjid or Islamic centre near you. We are constantly traveling to educate communities about Islamic estate planning.
See the difference you can make for your family.
Write your Islamic will once, and your Vault keeps it current for life. Start by seeing how Ontario's rules and Islamic inheritance would divide your estate.